Back to School During COVID-19
This year’s back-to-school experience may be significantly different from anything you’ve experienced in the past. The COVID-19 crisis is not only affecting how schools work, but how children learn – and you need to know how to deal with all the possible changes. Why Back to School is Different This Year This is the time […]
Hard Inquiry vs. Soft Inquiry: How Credit Checks May Impact Your Report
Credit inquiries are an unavoidable aspect of life in America. They are necessary when you apply for credit cards or loans. You might have to submit a credit application to move into a new apartment or home. The very mention of credit checks can make some people uncomfortable. However, they’re intimidating because there’s a lot […]
What we are doing to make your personal loan experience safer.
As Mariner Finance continues to respond to COVID-19, our top priority is the health and safety of our customers and employees. In accordance with the CDC and WHO guidelines, our local branches in your community practice social distancing, the use of face masks, and perform detailed cleaning to ensure a safe in-branch experience. To serve […]
Your Comprehensive Guide on How to Build Credit
While it is certainly possible to live in the United States without needing credit, the reality is that most people will need access to it at some point. Whether it’s renting an apartment or buying a new vehicle, credit is a big part of the American economy and knowing how to build and maintain credit […]
3 Tips to Prevent Late Payments on Your Credit Report
Late payments can happen to anyone, even the most diligent person. Life gets busy and you forget to set up your autopay on a new credit card. Maybe you had a financial hiccup and needed some extra time to make your car payment. Either way, while mostly avoidable, sometimes they’re out of necessity. Fortunately, you […]
Qualifying for Loans: 6 Effective Ways to Boost Your Credit Score
Your credit report is a snapshot of your ability to manage debt. Your credit report and credit score determine whether or not you qualify for a variety of financial tools, especially loans. To confidently apply and qualify for the best loan terms, you can take simple steps to boost your credit score. Review this guide […]
Personal Loans Vs. Auto Loans: Everything You Need to Know About Your Options
Debt in the United States has grown by almost 20% in the last decade, and personal and auto loans – two of the most common loan options – continue to grow. Americans currently hold $305 billion in personal loans and $1.2 trillion in auto loans. So which among these popular loan options is best for […]
Your Comprehensive Guide to Debt Consolidation Loans
If you live in America, there’s a good chance you have some debt. Whether you have a few credit cards or several student loans, it’s hard to escape the world of debt. However, debt consolidation loans may be way you can better manage your debt. Not every debt consolidation loan is the same, though. Before […]
How to Plan Your Family Vacation During COVID-19 Travel Restrictions
A family vacation is the highlight of many people’s summers. You spend countless hours planning out every detail, anxiously await the end of the school year, and then go through the annual routine of hassling everyone to pack the right clothes. COVID-19 is changing what that looks like for most families, though. Airports are operating […]
Top 10 Possible Home Improvement Projects
It’s a great time to start thinking about home improvement projects! Deciding where to start can be a challenge, though. Do you want to start in the kitchen, or does your bathroom need a serious update? Unless you have your actual dream home, you probably have a list of things you’d like to change in […]
How do you calculate & effectively improve your credit score?
A credit score may be used by various companies in their evaluation of whether to do business with you. Your credit score may determine whether you can rent a car, lease an apartment, qualify for a mortgage, finance a car, or get a credit card. Utility companies will check your credit score to decide whether […]
Mariner Finance and SpringFour join forces to bring you more.
SpringFour Mariner Finance has partnered with SpringFour, a free online tool that helps consumers locate verified and vetted food, financial, and health resources in their community. SpringFour currently offers information on thousands of social services as well as government and community-based organizations that aim to provide assistance in a wide variety of areas such as […]
