Mariner Finance, LLC, its parent companies and their respective subsidiaries and affiliated companies, (collectively and alternatively, “Mariner Finance” or the “Mariner Finance family”), own, operate and/or control a global network of websites and web pages, including www.marinerfinance.com (collectively the “Sites”). Social media channels, such as Mariner Finance’s Facebook, Twitter, LinkedIn and other similar pages (collectively, “Social Media Channels”), profiles and accounts and such other features or functionality as Mariner Finance may participate in with respect to its use of existing and future digital and other interactive media opportunities, are included within the term “Sites.” These Sites are provided to visitors and users of the Sites (collectively, “you” or “your”) only if you agree to these Terms of Use unconditionally and without modification. Your use of any of the Sites constitutes your acceptance and agreement to all these terms and conditions. Additional terms and conditions may apply if you apply for financing online, to purchases of goods or services and to specific portions or features of the Sites (such as sweepstakes or public forums), all of which are incorporated into these Terms of Use. You will be bound by such additional terms should you use the specific features or portions of the particular Sites. If such additional terms conflict with these Terms of Use, the additional terms shall apply. PLEASE TAKE THE TIME TO READ ALL TERMS OF USE CAREFULLY BEFORE USING THE SITES. By accessing, registering on or otherwise using any of the Sites, you unconditionally agree to these Terms of Use whether or not you have read them. If you do not agree to these Terms of Use, you may not access, view or use the Sites.
You are free to browse the Sites to learn more about Mariner Finance and the Mariner Finance family of products and services. The Sites and all material posted on the Sites or otherwise approved by Mariner Finance (collectively, “Licensed Content”) may be used for the sole and limited purposes set forth in the Sites and these Terms of Use. You may view and print portions of the Licensed Content for your own internal use but not for resale or other commercial exploitation and not for use other than as provided in these Terms of Use. Any other use of Licensed Content without Mariner Finance’s prior written approval is strictly prohibited.
Mariner Finance values its relationship with visitors and customers and uses commercially available technology to safeguard information collected through the Sites. However, the internet is an open medium and no data transmission through the internet is completely secure. Therefore, Mariner Finance does not guaranty or warranty the security of general information you provide. For more information on how Mariner Finance uses information you provide through the Sites, please review Mariner Finance’s Privacy Statement and Privacy Notice.
The Sites also uses a third-party analytics provider, FullStory, to enable us to monitor and improve the user experience. FullStory uses cookies and similar technologies to collect information, such as IP address, referring URL, device information (e.g., operating system), and information on user behavior (e.g., pages visited, links clicked, information entered, and mouse movements). For further details, please see FullStory’s privacy policy available here . To opt out, FullStory provides this link.
In general, Mariner Finance expects visitors to interact with Mariner Finance and other users of the Sites in a courteous manner and in compliance with all laws. If you choose to “like,” “follow” or otherwise communicate with Mariner Finance through Social Media Channels, you agree to comply with all rules, guidelines, best practices, terms of service as may be established from time to time by Social Media Channel operators in addition to these Terms of Use as well as any additional rules, terms of use, community guidelines or conduct codes that Mariner Finance may establish in connection with your use of Mariner Finance’s Social Media Channels. Please review the Community Guidelines and other terms of use before participating on our Facebook page.
Any comments, blogs, discussions, data, images, sounds, text, product ideas, suggestions or enhancements, as well as anything embedded therein, material, information or other communication you transmit, upload or post to the Sites, generally and through Social Media Channels and other the public forums, or email to Mariner Finance (collectively, “Communications”) are non-confidential, nonproprietary and become the property of Mariner Finance. Mariner Finance has no obligation to preserve the confidentiality of or refrain from disclosing any Communications. You recognize and acknowledge that your submission of any suggestions, ideas, images, sounds, enhancements, data or other material is done on a non-confidential, non-proprietary basis, without expectation of compensation or attribution of any sort. Mariner Finance has no liability for and will be free to copy, disclose, distribute, incorporate and otherwise use all or any part of any Communications for any and all commercial or noncommercial purposes in any medium whatsoever without additional consent or approval from you. Please exercise caution and discretion in disclosing personal information through, including uploading photos to, any public forums.
You are solely responsible for your Communications and your activities on the Sites. Although Mariner Finance will not, and has no obligation to, monitor your Communications, it has the right not to post or publish Licensed Content and/or your Communications and to delete, remove or edit any Licensed Content and or Communications at any time in its sole discretion without notice or liability of any notice or sort. Under no circumstances is or will Mariner Finance or its affiliates be liable in any way for any Communications, your or another’s use of the Sites or any Licensed Content, including but not limited to any errors or omissions in any Licensed Content, or for loss or damage of any kind incurred as a result of the use of any Licensed Content via the Sites.
The Sites are intended for use by adults who are actual or potential purchasers of Mariner Finance products and services. Sites are not directed at children. Mariner Finance does not target or market to, and the Sites are not intended for use by, children under the age of 13. Mariner Finance does not knowingly and will not intentionally contact or request personal information from children under the age of 13 for marketing purposes. However, the Sites do not filter ads or other material children may view through the Sites or linked sites, some of which may be inappropriate for children.
To the extent permitted by law, you agree to indemnify, defend, release and hold Mariner Finance, its officers, directors, suppliers, service providers, co-branders or other partners, agents and employees, and those of its affiliates, harmless from all claims, demand, damages, fees and costs of any nature, including reasonable fees of attorneys and other professionals, due to or arising out of anything you submit, transmit through or upload to the Sites, your Communications, your use of the Sites, your connection to the Sites, your violation of these Terms of Use, and/or your violation of anyone’s legal rights.
From time to time Mariner Finance may change the Licensed Content, the products and services offered, disable certain features of the Sites or expand the Sites’ capability. Mariner Finance also reserves the right at any time and from time to time to modify these Terms of Use, the Sites, their functionality and capabilities and/or discontinue, temporarily or permanently, the Sites (or any part thereof) with or without notice. You will be bound by the modifications if you use the Sites after a modification has been made. You agree that Mariner Finance shall not be liable to you or to any third party in any way as a result of any such modification.
Mariner Finance, in its sole discretion and without liability, may suspend or terminate your access or use of the sites for any reason, but especially if Mariner Finance believes that you have violated or acted inconsistently with the letter or spirit of these Terms of Use. Mariner Finance also may, in its sole discretion at any time discontinue providing the Sites, or any part thereof, with or without notice. Mariner Finance may suspend, terminate and/or bar further access to the Sites at any time without prior notice to you. Mariner Finance shall not be liable to you or any third party for any suspension or termination of any access to or use of the Sites.
The Sites may contain links to other internet websites or resources. When you link to those sites, you leave the Sites. Mariner Finance has no control over third-party sites, their content and resources or the business practices or policies of operators of such sites. Mariner Finance’s privacy terms do not apply to the practices of any companies or individuals operating the linked sites. Please use caution and review the privacy policies of any sites that you visit to learn more about their information-gathering practices. Mariner Finance cannot control, nor is it responsible, for any such third party collection or use of your personal information. Mariner Finance expressly disclaims all responsibility or liability for the availability or accuracy of such external sites or resources or the content thereon, does not endorse and is not responsible or liable for any advertising, products or other materials on or available from such sites or resources. The inclusion of any link on the Sites does not imply that Mariner Finance endorses the third-party site accessible through such link. Your use of any links is at your own risk. You further acknowledge and agree that Mariner Finance shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with your use of or reliance on any goods, services or materials available on or through any such link, site or resource.
Everything you see or read on the Sites, including the expression, coordination, selection, arrangement, collection, compilation, assembly and arrangement of the Sites and Licensed Content, is protected by all United States and international copyright and trademark laws, and may not be used except as provided in these Terms of Use without Mariner Finance’s express written permission. The Sites and any necessary software or other technology used in connection with the Sites (“Software”), the collection, compilation, assembly and arrangement of Licensed Content, all images, photography, graphics, artwork, text, and other information and material found on the Sites, regardless of source, all Marks and other intellectual property relating thereto and all information and data collected through the Sites (all of which are included in and as the “Licensed Content”), is owned by Mariner Finance, LLC and/or its subsidiaries, affiliates or other designee, its suppliers or partners, is used under license granted to Mariner Finance and contains proprietary and confidential information that is protected by all applicable intellectual property and other laws. All trademarks, logos, trade names, trade dress, product and service marks, individually or combined with one another, including the words “Mariner Finance” and the Mariner Finance compass, and all stylized and/or graphical depictions of all of the foregoing and all logos and slogans, individually and/or as may be combined with one another, (collectively the “Marks”) and whether or not registered, are owned by and are proprietary to Mariner Finance or other designees, or other third party owners who have granted Mariner Finance the right and license to use its marks (“Third Party Marks”). You may not use or display the Marks or Third Party Marks in any manner without the prior written consent of the applicable owner. This includes use of the Sites addresses or Marks in page text, as key words, meta tags or any other “hidden text.” Other product or service names, logos, graphics, page headers, button icons and scripts are trademarks or trade dress of Mariner Finance or other designees and may not be used in connection with any other product or service in any manner, but especially not in a manner that is likely to cause confusion in the marketplace or in any matter that disparages or discredits the owner, Mariner Finance or its affiliated companies. Mariner Finance may use any such material in any manner for any reason without your consent, fee or obligation to account to you in any way, and, unless you and Mariner Finance agree otherwise in writing, Mariner Finance is and shall be the sole and exclusive owner.
Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement should be sent to Mariner Finance.
Mariner Finance respects the intellectual property of others, and asks its users and visitors to do the same. Mariner Finance will investigate notices of alleged infringement and will take appropriate actions under the Digital Millennium Copyright Act (“DMCA”) and other applicable intellectual property laws. Upon receipt of notices complying with the DMCA, Mariner Finance will act to remove or disable access to any material found to be infringing or found to be the subject of infringing activity and will act to remove or disable access to any reference or link to material or activity that is found to be infringing.
If you believe that your work has been copied in any way that constitutes copyright infringement, please provide all of the following information:
Notices of copyright infringement should be directed to:
MARINER FINANCE DISCLAIMS ALL REPRESENTATIONS OR WARRANTIES ABOUT THE ACCURACY OR COMPLETENESS OF THE SITES OR LICENSED CONTENT.
YOU EXPRESSLY UNDERSTAND AND AGREE THAT: