Personal loans customized for you!
- Personalized loans up to $25,000†
- No fees if you are dissatisfied and return your money in 15 days.**
- Checking offers uses a soft credit inquiry with no impact to your credit score.*
Why choose us?
Simple application process
Typically takes less than 5 minutes to complete and submit your loan application online.
Personalized offer
Mariner’s offers are personalized based on your needs, and checking your offers will not impact your credit score.*
Satisfaction guarantee
No fees if you are dissatisfied and return your money in 15 days.**
In the community
Learn how Mariner gets involved in the communities we serve across the country.
Learn moreExplore a personal loan near you†
Whether you want to consolidate debt, pay your bills, or travel to your dream destination, Mariner Finance is here to help you. Explore our personal loans today and move one step closer to meeting your financial goals.
Upon your application submission and approval, we’ll present you with any available personal loan offer(s). We understand that every borrower’s needs and goals are different. So, we customize our offers to meet your needs.
Apply NowCheck out our Optional Products!
Mariner makes available a variety of optional products at loan closing to support your individual needs and financial goals. Purchase is always optional and never a condition of getting your loan.
Credit Insurance
Mariner Finance offers credit life, credit disability, credit property, and credit involuntary unemployment insurance that may cover your loan payment for a covered event.
Non - Credit Insurance
AD&D is an optional coverage that provides a benefit to the insured or his/her named beneficiary in the event of accidental death or bodily injury resulting in dismemberment and/or loss of sight.
Other Products
Mariner Finance offers membership club products that provide various benefits and services to assist with everyday events relating to a member's automobile or home and other life events, as well as Guaranteed Asset Protection (GAP) that covers all or part of the difference between what you owe on your auto loan and the amount paid by your primary auto insurance coverage.
How They Work
Depending on the product and covered event or need, these products could help you make your loan payment, cover unexpected expenses, or provide other valuable benefits.
Learn more
How it works?
Get a quick decision
Apply online in minutes to see if you are approved with no obligation or impact to your credit.*
Check your offers
If approved, review your personalized loan offers.
Get funded
After you verify all of your information and accept an offer, we’ll send the money to your bank or you can pick up a check in a local branch near you.
Got questions? We have answers!
Check out our frequently asked questions
Yes. Mariner Finance sends loan by mail checks to pre-screened, qualified individuals. Although we cannot guarantee the authenticity of all checks you may receive via mail, the loan by mail checks Mariner sends are authentic. Simply call the branch phone number on the check to verify that it is real. You can also visit https://www.marinerfinance.com/blog/mariner-finance-check-in-the-mail/ for more information.
For loan by mail checks received from Mariner Finance, you can deposit the check in your bank account or cash it at any other business that cashes checks. If you would like to request more money, simply call or visit your local branch. They may be able to help you obtain additional funds.
For questions regarding a lien release or titles, please call the branch where you received your loan.
No, you only pay interest for the amount of time the loan is open.
A local customer service representative can notify you of the date your promotional financing will end. To speak to one, please find the branch closest to you or reach out to Customer Service at (877) 310-2373.
Please contact your local branch or Customer Service at (877) 310-2373 for your payoff amount.
To obtain your account number, please contact your local branch or Customer Service at (877) 310-2373 or log into your Customer Account Center online account.
Access all our services from our mobile app
Manage your personal loan accounts in the Customer Account Center right from your phone with Mariner Finance mobile app.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on98,966verified reviews.
Sherry Starkel
Nov 02, 2026Everett, WA
Linda Moss
We have experienced great customer service the past few years with Mariner Finance. Every interaction has been pleasant and effortless. This time I had the pleasure of reaching Angela Tapper when I called the office for a question. She was so helpful and had all the answers. She took care of me that day from start to finish. She was friendly and knowledgeable. Great experience again!
Nov 01, 2026Henderson, NC
Peggy
Nov 01, 2026Lake City, FL
Samuel Gicho
Nov 01, 2026Everett, WA
Pamela Oviahon
Reyna was professional yet very personable. Though the payment was MUCH higher than I had anticipated, I did appreciate Mariner for working with me to preserve our business relationship.
Nov 01, 2026Mesquite, TX
Pamala Clowney
Princess was very professional and a joy to work with through the whole process.Excellent customer service!!
Nov 01, 2026Spartanburg, SC
Patricia stimson
The application process was clear and went well. Andrew Agar was my agent and did a phenomenal job walking me thru the process. I really appreciate his help and clear explanations.
Nov 01, 2026Toledo, OH
earl chandler
Excellent service great atmosphere
Nov 01, 2026Knoxville - Harvest Mill, TN
david kyle
Great all ppl there where nice and prof.
Nov 01, 2026Chattanooga, TN
Dee Greenfield
I'm a customer at Mariner Finance in Lake Mary. I like that they let me know when there is cash available for me if I need it. The employees at the Lake Mary branch give 100%, are attentative to your needs, and are consummate professionals. Always get a friendly greeting when I go there, that recognition is a big deal to me, I'm not just another number, they really make you feel like family. My go-to people are Jazmin and Jose. I'd recommend them to anyone who is looking for a loan.
Nov 01, 2026Lake Mary, FL
Vera Robinson
This company took care of the needs concerning my loan and the application was approved. It took a few days but was professionally handled. I was pleased with the results. Thank you so much.
Nov 01, 2026Independence, MO
Peter Edmonds
Nov 01, 2026Margate, FL
Jeffrey Watkins
Nov 01, 2026Burlington, NC
Brandon Needham
Great customer service
Nov 01, 2026Salisbury, NC
Kim Halliburton
Nov 01, 2026Greenwood, IN
