Personal loans customized for you!
- Personalized loans up to $25,000†
- No fees if you are dissatisfied and return your money in 15 days.**
- Checking offers uses a soft credit inquiry with no impact to your credit score.*
Why choose us?
Simple application process
Typically takes less than 5 minutes to complete and submit your loan application online.
Personalized offer
Mariner’s offers are personalized based on your needs, and checking your offers will not impact your credit score.*
Satisfaction guarantee
No fees if you are dissatisfied and return your money in 15 days.**
In the community
Learn how Mariner gets involved in the communities we serve across the country.
Learn moreExplore a personal loan near you†
Whether you want to consolidate debt, pay your bills, or travel to your dream destination, Mariner Finance is here to help you. Explore our personal loans today and move one step closer to meeting your financial goals.
Upon your application submission and approval, we’ll present you with any available personal loan offer(s). We understand that every borrower’s needs and goals are different. So, we customize our offers to meet your needs.
Apply Now
How it works?
Get a quick decision
Apply online in minutes to see if you are approved with no obligation or impact to your credit.*
Check your offers
If approved, review your personalized loan offers.
Get funded
After you verify all of your information and accept an offer, we’ll send the money to your bank or you can pick up a check in a local branch near you.
Got questions? We have answers!
Check out our frequently asked questions
Yes. Mariner Finance sends loan by mail checks to pre-screened, qualified individuals. Although we cannot guarantee the authenticity of all checks you may receive via mail, the loan by mail checks Mariner sends are authentic. Simply call the branch phone number on the check to verify that it is real. You can also visit https://www.marinerfinance.com/blog/mariner-finance-check-in-the-mail/ for more information.
For loan by mail checks received from Mariner Finance, you can deposit the check in your bank account or cash it at any other business that cashes checks. If you would like to request more money, simply call or visit your local branch. They may be able to help you obtain additional funds.
For questions regarding a lien release or titles, please call the branch where you received your loan.
No, you only pay interest for the amount of time the loan is open.
A local customer service representative can notify you of the date your promotional financing will end. To speak to one, please find the branch closest to you or reach out to Customer Service at (877) 310-2373.
Please contact your local branch or Customer Service at (877) 310-2373 for your payoff amount.
To obtain your account number, please contact your local branch or Customer Service at (877) 310-2373 or log into your Customer Account Center online account.
Access all our services from our mobile app
Manage your personal loan accounts in the Customer Account Center right from your phone with Mariner Finance mobile app.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on97,733verified reviews.
Carolyn Zettler
Sep 30, 2026Weston, WI
Troy Taylor
Sep 30, 2026Hammond, LA
Juanita Hayes
Shenna was very patient, warm and caring. She took the time to explain everything about my loan application.
Sep 30, 2026Northfield, OH
Louis Fuller
The agents there at Mariner Finance were very helpful and they were able to help me get the money i needed to pay my bills. I thank them very much for helping.
Sep 30, 2026San Antonio NE, TX
Tyrell Pierce
Very good customer service.
Sep 30, 2026Easton, MD
Rebecca thomas
Did great job explaining everything
Sep 30, 2026Owensboro, KY
Scott Stuch
Maria and Jeremy are awesome to work with. Very friendly and accommodating
Sep 30, 2026Pittston, PA
betty graves
Lady Ashley knows her job and she's good at it,she catches the small details that need to be addressed, and the new employee, she's awesome as well, learning her job as well!
Sep 30, 2026Campbellsville, KY
Michael Ozanich
Isiah was great to work with. Very friendly & helpful. Smooth process.
Sep 30, 2026Elyria, OH
Sarah C
Sep 30, 2026Decatur, IL
Steven Highsmith
Mandy Patterson was awesome very nice, professional, made borrowing money very pleasant and well explained, customer service was Great!!!
Sep 30, 2026Milton, FL
lorenzo zamorano
Emma, provided excellent service and was very friendly... GREAT JOB !
Sep 30, 2026Harlingen, TX
Lisa James
Best and fastest loan experience to date. All the ladies in the office were extremely helpful and made my day. Thank you all so very much!
Sep 30, 2026Knoxville - Harvest Mill, TN
Christina Griffin
Lonise was very helpful and professional during the loan process.
Sep 30, 2026McDonough, GA
Margaret Johnikin
Sep 30, 2026Augusta, GA
