Personal loans customized for you!
- Personalized loans up to $25,000†
- No fees if you are dissatisfied and return your money in 15 days.**
- Checking offers uses a soft credit inquiry with no impact to your credit score.*
Why choose us?
Simple application process
Typically takes less than 5 minutes to complete and submit your loan application online.
Personalized offer
Mariner’s offers are personalized based on your needs, and checking your offers will not impact your credit score.*
Satisfaction guarantee
No fees if you are dissatisfied and return your money in 15 days.**
In the community
Learn how Mariner gets involved in the communities we serve across the country.
Learn moreExplore a personal loan near you†
Whether you want to consolidate debt, pay your bills, or travel to your dream destination, Mariner Finance is here to help you. Explore our personal loans today and move one step closer to meeting your financial goals.
Upon your application submission and approval, we’ll present you with any available personal loan offer(s). We understand that every borrower’s needs and goals are different. So, we customize our offers to meet your needs.
Apply Now
How it works?
Get a quick decision
Apply online in minutes to see if you are approved with no obligation or impact to your credit.*
Check your offers
If approved, review your personalized loan offers.
Get funded
After you verify all of your information and accept an offer, we’ll send the money to your bank or you can pick up a check in a local branch near you.
Got questions? We have answers!
Check out our frequently asked questions
Yes. Mariner Finance sends loan by mail checks to pre-screened, qualified individuals. Although we cannot guarantee the authenticity of all checks you may receive via mail, the loan by mail checks Mariner sends are authentic. Simply call the branch phone number on the check to verify that it is real. You can also visit https://www.marinerfinance.com/blog/mariner-finance-check-in-the-mail/ for more information.
For loan by mail checks received from Mariner Finance, you can deposit the check in your bank account or cash it at any other business that cashes checks. If you would like to request more money, simply call or visit your local branch. They may be able to help you obtain additional funds.
For questions regarding a lien release or titles, please call the branch where you received your loan.
No, you only pay interest for the amount of time the loan is open.
A local customer service representative can notify you of the date your promotional financing will end. To speak to one, please find the branch closest to you or reach out to Customer Service at (877) 310-2373.
Please contact your local branch or Customer Service at (877) 310-2373 for your payoff amount.
To obtain your account number, please contact your local branch or Customer Service at (877) 310-2373 or log into your Customer Account Center online account.
Access all our services from our mobile app
Manage your personal loan accounts in the Customer Account Center right from your phone with Mariner Finance mobile app.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on97,776verified reviews.
Michael Myers
Everything was great.
Oct 11, 2026Danville, VA
Shea Robinson
Oct 11, 2026Round Rock, TX
Sandra Sarvis
Oct 11, 2026Laurel, MD
WILLIAM ELLIS SR.
Everything was great..Tabitha was the Best. 😃 😊 😎 Thanks Mariner Finance.
Oct 11, 2026Toledo, OH
Michael Hammond
One call and one trip, that's all it takes. Extremely professional and just really nice folks, I would recommen them to anyone and already have.
Oct 11, 2026Madison, WI
George Morgan
I had a great experience. Everyone in the office was very professional and friendly. I will consider using mariner finance again in the event that I had another emergency.
Oct 11, 2026Goldsboro, NC
vincent ballanger
My experience that was beautiful the young lady that help me out was great they came through when I really needed them
Oct 11, 2026Overlea, MD
adrian moore
Good service, everything was reviewed and explained , all my questions were answered, above all a well functioning establishment, would recommend to anyone who needs some financial assistance
Oct 11, 2026Bear, DE
Irma G. Hernandez
We received the loan we needed, thank you!
Oct 11, 2026Corpus Christi, TX
Nona Bradley
Lisa gave me exceptional service. She got me a loan that would work for me.. Explaining everything as we went through the paper work. Thank you. I'm going to tell all my friends and family about this company.
Oct 11, 2026Everett, WA
Isabel Belgica
They very nice and helpful.
Oct 11, 2026Torrance, CA
Mike Waters
Quick easy. Loan consultant was very good
Oct 11, 2026San Jose, CA
Michael Martinez
Brittany explained everything about the loan and the process. She answered all my questions and was very polite. She made the loan experience very easy.
Oct 11, 2026Grove City, OH
Alain Bernier
Very responsive, quick and very pleasant to work with!
Oct 11, 2026Ft. Worth, TX
Donald Miller
Called on my inquiry before store hours and Carrie returned my call and began working on my loan. When she called back inside an hour she explained which documents I needed to bring. I received the loan the same day. The process was quick and thorough. Thanks to the fine work at Mariner Finance.
Oct 11, 2026Independence, MO
