Personal loans customized for you!
- Personalized loans up to $25,000†
- No fees if you are dissatisfied and return your money in 15 days.**
- Checking offers uses a soft credit inquiry with no impact to your credit score.*
Why choose us?
Simple application process
Typically takes less than 5 minutes to complete and submit your loan application online.
Personalized offer
Mariner’s offers are personalized based on your needs, and checking your offers will not impact your credit score.*
Satisfaction guarantee
No fees if you are dissatisfied and return your money in 15 days.**
In the community
Learn how Mariner gets involved in the communities we serve across the country.
Learn moreExplore a personal loan near you†
Whether you want to consolidate debt, pay your bills, or travel to your dream destination, Mariner Finance is here to help you. Explore our personal loans today and move one step closer to meeting your financial goals.
Upon your application submission and approval, we’ll present you with any available personal loan offer(s). We understand that every borrower’s needs and goals are different. So, we customize our offers to meet your needs.
Apply NowCheck out our Optional Products!
Mariner makes available a variety of optional products at loan closing to support your individual needs and financial goals. Purchase is always optional and never a condition of getting your loan.
Credit Insurance
Mariner Finance offers credit life, credit disability, credit property, and credit involuntary unemployment insurance that may cover your loan payment for a covered event.
Non - Credit Insurance
AD&D is an optional coverage that provides a benefit to the insured or his/her named beneficiary in the event of accidental death or bodily injury resulting in dismemberment and/or loss of sight.
Other Products
Mariner Finance offers membership club products that provide various benefits and services to assist with everyday events relating to a member's automobile or home and other life events, as well as Guaranteed Asset Protection (GAP) that covers all or part of the difference between what you owe on your auto loan and the amount paid by your primary auto insurance coverage.
How They Work
Depending on the product and covered event or need, these products could help you make your loan payment, cover unexpected expenses, or provide other valuable benefits.
Learn more
How it works?
Get a quick decision
Apply online in minutes to see if you are approved with no obligation or impact to your credit.*
Check your offers
If approved, review your personalized loan offers.
Get funded
After you verify all of your information and accept an offer, we’ll send the money to your bank or you can pick up a check in a local branch near you.
Got questions? We have answers!
Check out our frequently asked questions
Yes. Mariner Finance sends loan by mail checks to pre-screened, qualified individuals. Although we cannot guarantee the authenticity of all checks you may receive via mail, the loan by mail checks Mariner sends are authentic. Simply call the branch phone number on the check to verify that it is real. You can also visit https://www.marinerfinance.com/blog/mariner-finance-check-in-the-mail/ for more information.
For loan by mail checks received from Mariner Finance, you can deposit the check in your bank account or cash it at any other business that cashes checks. If you would like to request more money, simply call or visit your local branch. They may be able to help you obtain additional funds.
For questions regarding a lien release or titles, please call the branch where you received your loan.
No, you only pay interest for the amount of time the loan is open.
A local customer service representative can notify you of the date your promotional financing will end. To speak to one, please find the branch closest to you or reach out to Customer Service at (877) 310-2373.
Please contact your local branch or Customer Service at (877) 310-2373 for your payoff amount.
To obtain your account number, please contact your local branch or Customer Service at (877) 310-2373 or log into your Customer Account Center online account.
Access all our services from our mobile app
Manage your personal loan accounts in the Customer Account Center right from your phone with Mariner Finance mobile app.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on98,527verified reviews.
Raul Hinojosa
Laura went out of her way to download my payroll check. I had no information on the procedure. She talked to my office manager and figured things out. Outstanding employee.
Oct 24, 2026San Antonio NW, TX
Kerry Whitworth
Great people, very nice.
Oct 24, 2026Everett, WA
Carmen Heredia
Oct 24, 2026Torrance, CA
Neil Bloom
Brea was not only very professional. But you could tell she took her job seriously.
Oct 24, 2026DuBois, PA
Rita Reyna
Myrna was very polite dedicate at her job
Oct 24, 2026Brownsville, TX
Kevin Addis
Oct 24, 2026Brick, NJ
Sharon Bell- Armstrong
The 2nd customer service representative I spoke with(Josh) was friendly, knowledgeable, thoroughly explained everything and handled it quickly. He answered all my questions and addressed all my concerns.
Oct 24, 2026Federal Way, WA
Irving Foye
Brenda Pezzia, was such a breath of fresh air to my life. I needed some help and didn’t think it was possible to I met this angel today that should be given a raise for her excellent customer service. Thank you for everything.
Oct 24, 2026Union, NJ
Beverly Woodson
Service was straight forward without complications
Oct 24, 2026Humble, TX
deborah france
Everyone so accomidating in my handicap condition, as well as our applying for our loan. Our loan officer was able to answer question and was very thourough in explaining how we should make payments.
Oct 24, 2026Northfield, OH
Melanie Nodurft
I had a great experience with Mariner Finance! The service was excellent, fast, and efficient. My loan was approved quickly, and I received the funds sooner than I expected. The entire process was smooth and stress-free, which made a big difference when I needed financial assistance. I truly appreciate the prompt service and professionalism. Thank you, Mariner Finance, for making the process so easy and helping me get what I needed when I needed it! I would definitely recommend your company to others.
Oct 24, 2026Oregon City, OR
JaLeon Wilder
Jessica was excellent!!! Best customer service ever!!
Oct 24, 2026Conyers, GA
Nathan Higgins
Oct 24, 2026Fond du Lac, WI
Van B
Oct 24, 2026Ravenna, OH
Cynthia Atkins
The employees was wonderful an Ashley was a tremendous help on helping me wit my loan.
Oct 24, 2026Hattiesburg, MS
