Personal loans customized for you!
- Personalized loans up to $25,000†
- No fees if you are dissatisfied and return your money in 15 days.**
- Checking offers uses a soft credit inquiry with no impact to your credit score.*
Why choose us?
Simple application process
Typically takes less than 5 minutes to complete and submit your loan application online.
Personalized offer
Mariner’s offers are personalized based on your needs, and checking your offers will not impact your credit score.*
Satisfaction guarantee
No fees if you are dissatisfied and return your money in 15 days.**
In the community
Learn how Mariner gets involved in the communities we serve across the country.
Learn moreExplore a personal loan near you†
Whether you want to consolidate debt, pay your bills, or travel to your dream destination, Mariner Finance is here to help you. Explore our personal loans today and move one step closer to meeting your financial goals.
Upon your application submission and approval, we’ll present you with any available personal loan offer(s). We understand that every borrower’s needs and goals are different. So, we customize our offers to meet your needs.
Apply NowCheck out our Optional Products!
Mariner makes available a variety of optional products at loan closing to support your individual needs and financial goals. Purchase is always optional and never a condition of getting your loan.
Credit Insurance
Mariner Finance offers credit life, credit disability, credit property, and credit involuntary unemployment insurance that may cover your loan payment for a covered event.
Non - Credit Insurance
AD&D is an optional coverage that provides a benefit to the insured or his/her named beneficiary in the event of accidental death or bodily injury resulting in dismemberment and/or loss of sight.
Other Products
Mariner Finance offers membership club products that provide various benefits and services to assist with everyday events relating to a member's automobile or home and other life events, as well as Guaranteed Asset Protection (GAP) that covers all or part of the difference between what you owe on your auto loan and the amount paid by your primary auto insurance coverage.
How They Work
Depending on the product and covered event or need, these products could help you make your loan payment, cover unexpected expenses, or provide other valuable benefits.
Learn more
How it works?
Get a quick decision
Apply online in minutes to see if you are approved with no obligation or impact to your credit.*
Check your offers
If approved, review your personalized loan offers.
Get funded
After you verify all of your information and accept an offer, we’ll send the money to your bank or you can pick up a check in a local branch near you.
Got questions? We have answers!
Check out our frequently asked questions
Yes. Mariner Finance sends loan by mail checks to pre-screened, qualified individuals. Although we cannot guarantee the authenticity of all checks you may receive via mail, the loan by mail checks Mariner sends are authentic. Simply call the branch phone number on the check to verify that it is real. You can also visit https://www.marinerfinance.com/blog/mariner-finance-check-in-the-mail/ for more information.
For loan by mail checks received from Mariner Finance, you can deposit the check in your bank account or cash it at any other business that cashes checks. If you would like to request more money, simply call or visit your local branch. They may be able to help you obtain additional funds.
For questions regarding a lien release or titles, please call the branch where you received your loan.
No, you only pay interest for the amount of time the loan is open.
A local customer service representative can notify you of the date your promotional financing will end. To speak to one, please find the branch closest to you or reach out to Customer Service at (877) 310-2373.
Please contact your local branch or Customer Service at (877) 310-2373 for your payoff amount.
To obtain your account number, please contact your local branch or Customer Service at (877) 310-2373 or log into your Customer Account Center online account.
Access all our services from our mobile app
Manage your personal loan accounts in the Customer Account Center right from your phone with Mariner Finance mobile app.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on98,930verified reviews.
Ronetta Solis
Very professional staff and very friendly they made my loan simple and easy going. Thank you Mariner Finance
Oct 31, 2026Ft. Worth, TX
Sheryl Lange
The service was excellent and the employees were very cordial and knowledgeable.
Oct 31, 2026Muncy, PA
Tom Arviso
Courteous and friendly staff.
Oct 31, 2026Farmington, NM
Lee Richardson
Angel was efficient and helpful.
Oct 31, 2026N. Charlotte, NC
Megan C
Love the Green Bay Mariner Finance Branch Manager, Tammie. Fast and friendly service, always willing to work with you!
Oct 31, 2026Green Bay, WI
Elizabeth Clendennen
Julian is a pleasure to work with.
Oct 31, 2026Denton, TX
Nancy Dritto
Oct 31, 2026Palm Harbor, FL
Michael Lugo
Mariner Finance helped me out with understanding the process. They were professional in getting the loan.
Oct 31, 2026Las Cruces, NM
Steffanie
Oct 31, 2026Shiloh, IL
Adilida Arias
I’m grateful for Mariner. When most needed help with some bills I needed to catch up on Mariner was very helpful and the application was quick and easy.
Oct 31, 2026Mt. Pleasant, WI
Carol Lawton
Rachel Lightstone was great. She has the patience of a saint. We had a lot of laughs. So nice doing business with her.
Oct 31, 2026Norristown, PA
Joshua Trevino
They've helped me out in a tight spot more than once and made the process super easy and fast. Awesome customer service and answered all of my questions. Will definitely be more than willing to work with them in the future once I've payed off this term.
Oct 31, 2026Austin S, TX
Johnetta Miller
Morgan E was great to deal with i told her what I wanted and she got it done very fast and easy!! Definitely recommend Mariner ask for Morgan E.
Oct 31, 2026Westminster, MD
Jackie Conley
Beth explains everything well she does her job very well
Oct 31, 2026Springfield, OH
Judy Joyner
Jessica is amazing karla is so nice kayla was so welcoming and tia took the best care of me. This is my favorite place to do business and a plus I was able to get some mariner gifts. I WILL ALWAYS REFER TO THESE PHENOMINAL SET OF LADIES AS ALWAYS A GREAT EXPERIENCE. SUCH A GREAT TEAM!
Oct 31, 2026Conyers, GA
