Personal loans customized for you!
- Personalized loans up to $25,000†
- No fees if you are dissatisfied and return your money in 15 days.**
- Checking offers uses a soft credit inquiry with no impact to your credit score.*
Why choose us?
Simple application process
Typically takes less than 5 minutes to complete and submit your loan application online.
Personalized offer
Mariner’s offers are personalized based on your needs, and checking your offers will not impact your credit score.*
Satisfaction guarantee
No fees if you are dissatisfied and return your money in 15 days.**
In the community
Learn how Mariner gets involved in the communities we serve across the country.
Learn moreExplore a personal loan near you†
Whether you want to consolidate debt, pay your bills, or travel to your dream destination, Mariner Finance is here to help you. Explore our personal loans today and move one step closer to meeting your financial goals.
Upon your application submission and approval, we’ll present you with any available personal loan offer(s). We understand that every borrower’s needs and goals are different. So, we customize our offers to meet your needs.
Apply Now
How it works?
Get a quick decision
Apply online in minutes to see if you are approved with no obligation or impact to your credit.*
Check your offers
If approved, review your personalized loan offers.
Get funded
After you verify all of your information and accept an offer, we’ll send the money to your bank or you can pick up a check in a local branch near you.
Got questions? We have answers!
Check out our frequently asked questions
Yes. Mariner Finance sends loan by mail checks to pre-screened, qualified individuals. Although we cannot guarantee the authenticity of all checks you may receive via mail, the loan by mail checks Mariner sends are authentic. Simply call the branch phone number on the check to verify that it is real. You can also visit https://www.marinerfinance.com/blog/mariner-finance-check-in-the-mail/ for more information.
For loan by mail checks received from Mariner Finance, you can deposit the check in your bank account or cash it at any other business that cashes checks. If you would like to request more money, simply call or visit your local branch. They may be able to help you obtain additional funds.
For questions regarding a lien release or titles, please call the branch where you received your loan.
No, you only pay interest for the amount of time the loan is open.
A local customer service representative can notify you of the date your promotional financing will end. To speak to one, please find the branch closest to you or reach out to Customer Service at (877) 310-2373.
Please contact your local branch or Customer Service at (877) 310-2373 for your payoff amount.
To obtain your account number, please contact your local branch or Customer Service at (877) 310-2373 or log into your Customer Account Center online account.
Access all our services from our mobile app
Manage your personal loan accounts in the Customer Account Center right from your phone with Mariner Finance mobile app.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on98,158verified reviews.
Tamisha Brown
They are great people, they went above and beyond to help me. I appreciate the help and kindness they have shown to me.
Oct 18, 2026Modesto, CA
Demetrios Geros
Easy and explained very well
Oct 18, 2026Indianapolis, IN
E Ikerd
⭐⭐⭐⭐⭐ I had a wonderful experience with Mariner Finance! Randi was absolutely amazing! She was friendly, knowledgeable, and incredibly helpful throughout the entire process. She made everything quick, easy, and completely stress-free. It's so refreshing to work with someone who genuinely cares about providing excellent customer service. Thank you, Randi, for making the whole experience such a positive one! I highly recommend her!
Oct 18, 2026Bedford, IN
Mr. Can'tGetRight
Exceptional Service
Oct 18, 2026Overlea, MD
David Fruhwirth
Cynthia Inhoff provided very quick, accommodating, & helpful service and was very understanding of my time constraints.
Oct 18, 2026Harrisburg, PA
Barbara Brumley
They have helped me and would refer anyone to see them for help also they are very friendly
Oct 18, 2026Tupelo, MS
Delight Services
My experience with mariner finance excellent never had any problem always taking care of in a timely manner. I will be more than happy to introduce anyone family and friends to mariner finance.
Oct 18, 2026Dover, DE
Sandra Moufti
Customer Service was exceptional, pleasant to be able to walk into Mariner for service and with smiles on there faces and being provided with good service. Thank you !
Oct 18, 2026Waldorf, MD
Kirby and Cathy Hryn
Oct 18, 2026DuBois, PA
Karen Ostrom
Very good experience. Mark was very easy to work with. I would recommend to anyone looking for a loan to give Mariner Financial a try. You will not be disappointed.
Oct 18, 2026Pottstown, PA
Larry Hart
Oct 17, 2026Uniontown, PA
danielle james
Monica treated me real good, made sure things were successful for me.
Oct 17, 2026Edmond, OK
LaDonna Pearson
Linda was amazing. She helped me get my auto loan fast. Shes very professional and kind.
Oct 17, 2026Bowling Green, KY
Rojer Jones
Oct 17, 2026Jackson, TN
Levon Graves
Oct 17, 2026Reidsville, NC
