Personal loans customized for you!
- Personalized loans up to $25,000†
- No fees if you are dissatisfied and return your money in 15 days.**
- Checking offers uses a soft credit inquiry with no impact to your credit score.*
Why choose us?
Simple application process
Typically takes less than 5 minutes to complete and submit your loan application online.
Personalized offer
Mariner’s offers are personalized based on your needs, and checking your offers will not impact your credit score.*
Satisfaction guarantee
No fees if you are dissatisfied and return your money in 15 days.**
In the community
Learn how Mariner gets involved in the communities we serve across the country.
Learn moreExplore a personal loan near you†
Whether you want to consolidate debt, pay your bills, or travel to your dream destination, Mariner Finance is here to help you. Explore our personal loans today and move one step closer to meeting your financial goals.
Upon your application submission and approval, we’ll present you with any available personal loan offer(s). We understand that every borrower’s needs and goals are different. So, we customize our offers to meet your needs.
Apply NowCheck out our Optional Products!
Mariner makes available a variety of optional products at loan closing to support your individual needs and financial goals. Purchase is always optional and never a condition of getting your loan.
Credit Insurance
Mariner Finance offers credit life, credit disability, credit property, and credit involuntary unemployment insurance that may cover your loan payment for a covered event.
Non - Credit Insurance
AD&D is an optional coverage that provides a benefit to the insured or his/her named beneficiary in the event of accidental death or bodily injury resulting in dismemberment and/or loss of sight.
Other Products
Mariner Finance offers membership club products that provide various benefits and services to assist with everyday events relating to a member's automobile or home and other life events, as well as Guaranteed Asset Protection (GAP) that covers all or part of the difference between what you own on your auto loan and the amount paid by your primary auto insurance coverage.
How They Work
Depending on the product and covered event or need, these products could help you make your loan payment, cover unexpected expenses, or provide other valuable benefits.
Learn more
How it works?
Get a quick decision
Apply online in minutes to see if you are approved with no obligation or impact to your credit.*
Check your offers
If approved, review your personalized loan offers.
Get funded
After you verify all of your information and accept an offer, we’ll send the money to your bank or you can pick up a check in a local branch near you.
Got questions? We have answers!
Check out our frequently asked questions
Yes. Mariner Finance sends loan by mail checks to pre-screened, qualified individuals. Although we cannot guarantee the authenticity of all checks you may receive via mail, the loan by mail checks Mariner sends are authentic. Simply call the branch phone number on the check to verify that it is real. You can also visit https://www.marinerfinance.com/blog/mariner-finance-check-in-the-mail/ for more information.
For loan by mail checks received from Mariner Finance, you can deposit the check in your bank account or cash it at any other business that cashes checks. If you would like to request more money, simply call or visit your local branch. They may be able to help you obtain additional funds.
For questions regarding a lien release or titles, please call the branch where you received your loan.
No, you only pay interest for the amount of time the loan is open.
A local customer service representative can notify you of the date your promotional financing will end. To speak to one, please find the branch closest to you or reach out to Customer Service at (877) 310-2373.
Please contact your local branch or Customer Service at (877) 310-2373 for your payoff amount.
To obtain your account number, please contact your local branch or Customer Service at (877) 310-2373 or log into your Customer Account Center online account.
Access all our services from our mobile app
Manage your personal loan accounts in the Customer Account Center right from your phone with Mariner Finance mobile app.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on98,356verified reviews.
Robert Snead
Oct 22, 2026Roanoke, VA
Ron Johnson
Customer service was great as always, friendly and sufficient...very professional
Oct 22, 2026Muncy, PA
Diane Stottlemire
Katherine and Cheryl were fantastic!
Oct 22, 2026Elyria, OH
David Fletcher
Great experience, great service.
Oct 22, 2026Shelbyville, KY
Daniel Gunny Miller
I consolidated 4 credit cards with a higher interest rate. Your help came just in time.
Oct 22, 2026Tucson N, AZ
sonya randle
I had a great experience working with Jamie at Mariner Finance! Jamie was professional, friendly, and extremely helpful throughout the entire process. Everything was explained clearly, and the customer service was excellent. I truly appreciate the kindness, patience, and professionalism. Thank you, Jamie, for making the experience so pleasant and stress-free!
Oct 22, 2026Muncie, IN
Julio
I had a wonderful experience working with Aida at Mariner Finance! She was friendly, patient, professional, and genuinely made me feel comfortable throughout the entire process. She took the time to help me, answer my questions, and make sure everything went smoothly. It’s refreshing to work with someone who treats you with kindness and makes you feel valued as a customer. Aida made what could have been a stressful process feel easy and pleasant, and I truly appreciate her help and outstanding customer service. Mariner Finance is lucky to have someone like her on their team! I would definitely recommend Aida to anyone looking for a great experience. Thank you, Aida, for all your help!
Oct 22, 2026Des Plaines, IL
Amelia
Oct 22, 2026Des Plaines, IL
Cathy Pohl
Oct 22, 2026Rio Rancho, NM
Richard Bjelland
deal was handled very efficiently
Oct 22, 2026Riverside, CA
Katrina Fulkroad
Aaron was quick and efficient and helping with my loan. Very friendly and very helpful and other programs they have
Oct 22, 2026Strongsville, OH
Cindy Bailey
Oct 22, 2026Bloomington, IL
Monique Tunstall
Thank you as always. This branch helped me out when I was in a crunch.
Oct 22, 2026Burlington, NC
Jesshay Ross
I’ve never had an issue with them. Great customer service!
Oct 22, 2026Statesboro, GA
Oscar Arauz
Very professional! Made the process seem so fast and easy, Mrs. Tammy was so lovely, professional and so nice throughout the process, thank you for your service!!
Oct 22, 2026Chambersburg, PA
