Personal loans customized for you!

  • Personalized loans up to $25,000†
  • No fees if you are dissatisfied and return your money in 15 days.**
  • Checking offers uses a soft credit inquiry with no impact to your credit score.*

Why choose us?

Simple application process

Typically takes less than 5 minutes to complete and submit your loan application online.

Personalized offer

Mariner’s offers are personalized based on your needs, and checking your offers will not impact your credit score.*

Satisfaction guarantee

No fees if you are dissatisfied and return your money in 15 days.**

In the community

Learn how Mariner gets involved in the communities we serve across the country.

Learn more

Explore a personal loan near you†

Whether you want to consolidate debt, pay your bills, or travel to your dream destination, Mariner Finance is here to help you. Explore our personal loans today and move one step closer to meeting your financial goals.

Upon your application submission and approval, we’ll present you with any available personal loan offer(s). We understand that every borrower’s needs and goals are different. So, we customize our offers to meet your needs.

Apply Now

How it works?

Get a quick decision

Apply online in minutes to see if you are approved with no obligation or impact to your credit.*

Check your offers

If approved, review your personalized loan offers.

Get funded

After you verify all of your information and accept an offer, we’ll send the money to your bank or you can pick up a check in a local branch near you.

Got questions? We have answers!

Check out our frequently asked questions

Yes. Mariner Finance sends loan by mail checks to pre-screened, qualified individuals. Although we cannot guarantee the authenticity of all checks you may receive via mail, the loan by mail checks Mariner sends are authentic. Simply call the branch phone number on the check to verify that it is real. You can also visit https://www.marinerfinance.com/blog/mariner-finance-check-in-the-mail/ for more information.

For loan by mail checks received from Mariner Finance, you can deposit the check in your bank account or cash it at any other business that cashes checks. If you would like to request more money, simply call or visit your local branch. They may be able to help you obtain additional funds.

For questions regarding a lien release or titles, please call the branch where you received your loan.

No, you only pay interest for the amount of time the loan is open.

A local customer service representative can notify you of the date your promotional financing will end. To speak to one, please find the branch closest to you or reach out to Customer Service at (877) 310-2373.

Please contact your local branch or Customer Service at (877) 310-2373 for your payoff amount.

To obtain your account number, please contact your local branch or Customer Service at (877) 310-2373 or log into your Customer Account Center online account.

Access all our services from our mobile app

Manage your personal loan accounts in the Customer Account Center right from your phone with Mariner Finance mobile app.

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Spreading Smiles Consistently***

Average Customer Rating:
4.8/5
Independent Service Rating based on98,009verified reviews.
Eddie Weathers
Eddie Weathers
On Google

Absolute good customer service. Had my interest in mine. Five Star customer service I would recommend her highly to someone in my financial position

Oct 15, 2026Burlington, NC
Lyndsie Gipson
Lyndsie Gipson
On Google

Anthony was polite and answered all my questions

Oct 15, 2026Madisonville, KY
Nicholas Jones
Nicholas Jones
On Google

Oct 15, 2026Yukon, OK
ANGIE Harris
ANGIE Harris
On Google

I was treated with respect and my thoughts were supported as to my needs, all workers were nice and professional.

Oct 15, 2026Burlington, NC
Shawn Fuentes
Shawn Fuentes
On Google

Jennifer is great at what she does! No hassle and quick service. Thank you Jennifer!

Oct 15, 2026Corpus Christi, TX
Mary Lishman
Mary Lishman
On Google

Oct 15, 2026Pottsville, PA
Exavier Edwards
Exavier Edwards
On Google

Oct 15, 2026Shiloh, IL
Victoria Morgan
Victoria Morgan
On Google

The service was great! Jennifer was very caring and kind when processing my request. Thank you!♥️♥️

Oct 15, 2026Lawrenceville, GA
Marvin Faison
Marvin Faison
On Google

Was an exceptional experience. Will continue to do business with this location.

Oct 15, 2026Wyomissing, PA
Shannon Boling
Shannon Boling
On Google

Oct 15, 2026Northgate, OH
Bobby Smith
Bobby Smith
On Google

McKenzie was easy to work with, thank you!

Oct 15, 2026Crossville, TN
wilson figueroa
wilson figueroa
On Google

Very pleased at their support and honesty..I will always use mariner finance for future needs or my friends in need..

Oct 15, 2026Lake Mary, FL
ernie maulson
ernie maulson
On Google

Oct 15, 2026Eugene, OR
angel pack
angel pack
On Google

Everyone is so helpful and just amazing to work with. They make it all seamless. Love working with everyone here.

Oct 15, 2026Smyrna, TN
Sun Down
Sun Down
On Google

Oct 15, 2026Chula Vista, CA

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