Personal loans customized for you!
- Personalized loans up to $25,000†
- No fees if you are dissatisfied and return your money in 15 days.**
- Checking offers uses a soft credit inquiry with no impact to your credit score.*
Why choose us?
Simple application process
Typically takes less than 5 minutes to complete and submit your loan application online.
Personalized offer
Mariner’s offers are personalized based on your needs, and checking your offers will not impact your credit score.*
Satisfaction guarantee
No fees if you are dissatisfied and return your money in 15 days.**
In the community
Learn how Mariner gets involved in the communities we serve across the country.
Learn moreExplore a personal loan near you†
Whether you want to consolidate debt, pay your bills, or travel to your dream destination, Mariner Finance is here to help you. Explore our personal loans today and move one step closer to meeting your financial goals.
Upon your application submission and approval, we’ll present you with any available personal loan offer(s). We understand that every borrower’s needs and goals are different. So, we customize our offers to meet your needs.
Apply Now
How it works?
Get a quick decision
Apply online in minutes to see if you are approved with no obligation or impact to your credit.*
Check your offers
If approved, review your personalized loan offers.
Get funded
After you verify all of your information and accept an offer, we’ll send the money to your bank or you can pick up a check in a local branch near you.
Got questions? We have answers!
Check out our frequently asked questions
Yes. Mariner Finance sends loan by mail checks to pre-screened, qualified individuals. Although we cannot guarantee the authenticity of all checks you may receive via mail, the loan by mail checks Mariner sends are authentic. Simply call the branch phone number on the check to verify that it is real. You can also visit https://www.marinerfinance.com/blog/mariner-finance-check-in-the-mail/ for more information.
For loan by mail checks received from Mariner Finance, you can deposit the check in your bank account or cash it at any other business that cashes checks. If you would like to request more money, simply call or visit your local branch. They may be able to help you obtain additional funds.
For questions regarding a lien release or titles, please call the branch where you received your loan.
No, you only pay interest for the amount of time the loan is open.
A local customer service representative can notify you of the date your promotional financing will end. To speak to one, please find the branch closest to you or reach out to Customer Service at (877) 310-2373.
Please contact your local branch or Customer Service at (877) 310-2373 for your payoff amount.
To obtain your account number, please contact your local branch or Customer Service at (877) 310-2373 or log into your Customer Account Center online account.
Access all our services from our mobile app
Manage your personal loan accounts in the Customer Account Center right from your phone with Mariner Finance mobile app.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on98,042verified reviews.
Andre Johnson
Oct 05, 2026Plano, TX
Chasity Stevens
Mandy was awesome to work with! She was very sweet and everything was handled in a timely manner!
Oct 05, 2026Milton, FL
Heath Mcnair
Mandy Patterson was a delight to work with. She made the whole process a smooth as possible!
Oct 05, 2026Milton, FL
Alfred Lamb
My experience with the personnel at Mariner Finance was absolutely wonderful. Especially Lisa! She is extremely knowledgeable, kind and very caring. She is like a family member to me. Lisa personally is heart warming and she possesses the highest degree of customer service.
Oct 05, 2026Leesburg, GA
robert bedinghaus
Miss KEKE was awesome and a joy to work with. Thank you so much 😊
Oct 05, 2026Northgate, OH
Jarrod Schlichter
Teri was wonderful to deal with.
Oct 05, 2026Weston, WI
Diane Thomas
When I turned all the information you needed it didn't take long to get it approved set up appointment time and me and my husband arrived to our appointment. Love the online signature it was quick.
Oct 05, 2026Waco, TX
Katie Destifino
Liz was excellent, very fast approval and friendly service
Oct 05, 2026Cocoa, FL
Michele Owens
Oct 05, 2026Dover, DE
Egondu Onyejekwe
Exceptional Service. Thanks
Oct 05, 2026Westerville, OH
Jon
Oct 05, 2026Cumming, GA
Douglas Cox
Oct 05, 2026Toledo, OH
Nicole S
Conner was friendly and thoroughly explained the loan process and easily answered questions.
Oct 05, 2026Erie, PA
Maria Talarico
Kristen provided exceptional customer service! She was extremely knowledgeable, pleasant and very efficient. The entire experience was seamless and Kristen was so very helpful. Thank you so much!
Oct 05, 2026Albany, NY
Oneida Gibson
Staff was very attentive and professional especially Chardae I left the office with a huge smile on my face!!!
Oct 05, 2026West Columbia, SC
