Personal loans customized for you!
- Personalized loans up to $25,000†
- No fees if you are dissatisfied and return your money in 15 days.**
- Checking offers uses a soft credit inquiry with no impact to your credit score.*
Why choose us?
Simple application process
Typically takes less than 5 minutes to complete and submit your loan application online.
Personalized offer
Mariner’s offers are personalized based on your needs, and checking your offers will not impact your credit score.*
Satisfaction guarantee
No fees if you are dissatisfied and return your money in 15 days.**
In the community
Learn how Mariner gets involved in the communities we serve across the country.
Learn moreExplore a personal loan near you†
Whether you want to consolidate debt, pay your bills, or travel to your dream destination, Mariner Finance is here to help you. Explore our personal loans today and move one step closer to meeting your financial goals.
Upon your application submission and approval, we’ll present you with any available personal loan offer(s). We understand that every borrower’s needs and goals are different. So, we customize our offers to meet your needs.
Apply Now
How it works?
Get a quick decision
Apply online in minutes to see if you are approved with no obligation or impact to your credit.*
Check your offers
If approved, review your personalized loan offers.
Get funded
After you verify all of your information and accept an offer, we’ll send the money to your bank or you can pick up a check in a local branch near you.
Got questions? We have answers!
Check out our frequently asked questions
Yes. Mariner Finance sends loan by mail checks to pre-screened, qualified individuals. Although we cannot guarantee the authenticity of all checks you may receive via mail, the loan by mail checks Mariner sends are authentic. Simply call the branch phone number on the check to verify that it is real. You can also visit https://www.marinerfinance.com/blog/mariner-finance-check-in-the-mail/ for more information.
For loan by mail checks received from Mariner Finance, you can deposit the check in your bank account or cash it at any other business that cashes checks. If you would like to request more money, simply call or visit your local branch. They may be able to help you obtain additional funds.
For questions regarding a lien release or titles, please call the branch where you received your loan.
No, you only pay interest for the amount of time the loan is open.
A local customer service representative can notify you of the date your promotional financing will end. To speak to one, please find the branch closest to you or reach out to Customer Service at (877) 310-2373.
Please contact your local branch or Customer Service at (877) 310-2373 for your payoff amount.
To obtain your account number, please contact your local branch or Customer Service at (877) 310-2373 or log into your Customer Account Center online account.
Access all our services from our mobile app
Manage your personal loan accounts in the Customer Account Center right from your phone with Mariner Finance mobile app.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on97,996verified reviews.
wilson figueroa
Very pleased at their support and honesty..I will always use mariner finance for future needs or my friends in need..
Oct 15, 2026Lake Mary, FL
ernie maulson
Oct 15, 2026Eugene, OR
angel pack
Everyone is so helpful and just amazing to work with. They make it all seamless. Love working with everyone here.
Oct 15, 2026Smyrna, TN
Sun Down
Oct 15, 2026Chula Vista, CA
John Thomas
Great place and friendly people. I was in and out in a little of time. Filling out the contract was so easy. It a great place to go to get a loan.
Oct 15, 2026Tallahassee, FL
Gabe Muncy
Liz is amazing! She helped my wife and I in more ways than I could put into words🙏
Oct 15, 2026Cocoa, FL
xBlameQ
Michelle was very kind and understanding with me as some hiccups came across but she stayed professional and was very patient to help in any way she could.
Oct 15, 2026Lancaster, SC
C. Mendez
Oct 15, 2026San Antonio NE, TX
Ben Scalf
Had an amazing experience.. all the ladies that assisted were very helpful and the whole process was very easy and pleasant
Oct 15, 2026Moline, IL
Anthony M
Heather Place was so helpful and professional in helping me with my issue. She understood the problem and provided a solution. She also followed up with me twice to make sure I was taking care of. Consummate customer service. 10/10
Oct 15, 2026Mariner Finance, LLC - Corporate Roll-up
Will Kim
Aida was awesome! Everything was smooth and fast thank you!
Oct 15, 2026Des Plaines, IL
E Ikerd
⭐⭐⭐⭐⭐ I had a wonderful experience with Mariner Finance! Randi was absolutely amazing! She was friendly, knowledgeable, and incredibly helpful throughout the entire process. She made everything quick, easy, and completely stress-free. It's so refreshing to work with someone who genuinely cares about providing excellent customer service. Thank you, Randi, for making the whole experience such a positive one! I highly recommend her!
Oct 15, 2026Bedford, IN
miranda wallen
They always try to help me and they are really nice caring people
Oct 15, 2026Harriman, TN
Shantil Triplett
I came in to get a loan. They were so nice. Allen was so helpful. I’m not tech savvy and Allen helped me with my phone to print something out. The customer service was great
Oct 15, 2026Ft. Wayne, IN
William Dahms
Brooke was awesome.
Oct 15, 2026Lebanon, MO
