Personal loans customized for you!
- Personalized loans up to $25,000†
- No fees if you are dissatisfied and return your money in 15 days.**
- Checking offers uses a soft credit inquiry with no impact to your credit score.*
Why choose us?
Simple application process
Typically takes less than 5 minutes to complete and submit your loan application online.
Personalized offer
Mariner’s offers are personalized based on your needs, and checking your offers will not impact your credit score.*
Satisfaction guarantee
No fees if you are dissatisfied and return your money in 15 days.**
In the community
Learn how Mariner gets involved in the communities we serve across the country.
Learn moreExplore a personal loan near you†
Whether you want to consolidate debt, pay your bills, or travel to your dream destination, Mariner Finance is here to help you. Explore our personal loans today and move one step closer to meeting your financial goals.
Upon your application submission and approval, we’ll present you with any available personal loan offer(s). We understand that every borrower’s needs and goals are different. So, we customize our offers to meet your needs.
Apply Now
How it works?
Get a quick decision
Apply online in minutes to see if you are approved with no obligation or impact to your credit.*
Check your offers
If approved, review your personalized loan offers.
Get funded
After you verify all of your information and accept an offer, we’ll send the money to your bank or you can pick up a check in a local branch near you.
Got questions? We have answers!
Check out our frequently asked questions
Yes. Mariner Finance sends loan by mail checks to pre-screened, qualified individuals. Although we cannot guarantee the authenticity of all checks you may receive via mail, the loan by mail checks Mariner sends are authentic. Simply call the branch phone number on the check to verify that it is real. You can also visit https://www.marinerfinance.com/blog/mariner-finance-check-in-the-mail/ for more information.
For loan by mail checks received from Mariner Finance, you can deposit the check in your bank account or cash it at any other business that cashes checks. If you would like to request more money, simply call or visit your local branch. They may be able to help you obtain additional funds.
For questions regarding a lien release or titles, please call the branch where you received your loan.
No, you only pay interest for the amount of time the loan is open.
A local customer service representative can notify you of the date your promotional financing will end. To speak to one, please find the branch closest to you or reach out to Customer Service at (877) 310-2373.
Please contact your local branch or Customer Service at (877) 310-2373 for your payoff amount.
To obtain your account number, please contact your local branch or Customer Service at (877) 310-2373 or log into your Customer Account Center online account.
Access all our services from our mobile app
Manage your personal loan accounts in the Customer Account Center right from your phone with Mariner Finance mobile app.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on97,985verified reviews.
Jim Collins
Applied on line. Got a call the same day. Approval on friday and got requested money for rent.
Oct 04, 2026Harrisburg, PA
Veronica Vick
Very helpful and even contacted me after hours to go over my request.
Oct 04, 2026Tomball, TX
M R
This company is very good, I highly recommend it for loans.
Oct 03, 2026HQ, MD
Jack Fisher
Oct 03, 2026Sapulpa, OK
Greg Slack
Sue is great to work with! I'm disabled, so she brought the paperwork to my car to sign. It made for a very stress free experience. I also worked with Jessica recently. She was also professional and easy to work with
Oct 03, 2026Bradley, IL
Rob Gossage
Very friendly and professional.
Oct 03, 2026Anderson, IN
Deborah Lewis
Thanks for being so patient and caring you all went far beyond my expectations. Thanks for helping.
Oct 03, 2026Montgomery, AL
James Mckoy
Oct 03, 2026Newport News, VA
Edith Pearson
Oct 03, 2026Fayetteville, NC
Lisa Myers Greene
Honest and caring people that helped me through a difficult time.I highly recommend them to anyone for your financial needs.
Oct 03, 2026North Wilkesboro, NC
Xx_mavrickstriker_xX _
Jordan was very helpful and cared about helping me get more money on my extended loan. Jordon is an asset to Mariner Finance. Thank you Jordon so very much, my new friend.
Oct 03, 2026Flowery Branch, GA
chris rowe
Great customer service. Terrible interest rate. But they came thru for us.
Oct 03, 2026Marion, IN
Yvonne Hall
The atmosphere was inviting the staff was friendly and accommodating. I felt that they cared and was happy to assist me.
Oct 03, 2026Sumter, SC
Panoramic View
Dear Mariner Finance, I am writing this letter to share my sincere appreciation for the wonderful crew at the Federal Way, WA office. During my recent experience, every team member involved in helping customers demonstrated true professionalism and an exceptional work ethic. The entire crew showed a great attitude from start to finish. They handled every question with patience, communicated clearly, and made the entire process smooth and welcoming. Their positive energy and dedication to helping people stand out immediately. Employees who combine expert job skills with genuine kindness are rare and valuable. This team represents your company in the best possible way, and their hard work deserves recognition. Thank you for fostering such a high standard of service and for employing such a fantastic group of professionals.
Oct 03, 2026Federal Way, WA
Charles Schmidt
The process was quick good customer service.
Oct 03, 2026West Melbourne, FL
