Personal loans customized for you!
- Personalized loans up to $25,000†
- No fees if you are dissatisfied and return your money in 15 days.**
- Checking offers uses a soft credit inquiry with no impact to your credit score.*
Why choose us?
Simple application process
Typically takes less than 5 minutes to complete and submit your loan application online.
Personalized offer
Mariner’s offers are personalized based on your needs, and checking your offers will not impact your credit score.*
Satisfaction guarantee
No fees if you are dissatisfied and return your money in 15 days.**
In the community
Learn how Mariner gets involved in the communities we serve across the country.
Learn moreExplore a personal loan near you†
Whether you want to consolidate debt, pay your bills, or travel to your dream destination, Mariner Finance is here to help you. Explore our personal loans today and move one step closer to meeting your financial goals.
Upon your application submission and approval, we’ll present you with any available personal loan offer(s). We understand that every borrower’s needs and goals are different. So, we customize our offers to meet your needs.
Apply Now
How it works?
Get a quick decision
Apply online in minutes to see if you are approved with no obligation or impact to your credit.*
Check your offers
If approved, review your personalized loan offers.
Get funded
After you verify all of your information and accept an offer, we’ll send the money to your bank or you can pick up a check in a local branch near you.
Got questions? We have answers!
Check out our frequently asked questions
Yes. Mariner Finance sends loan by mail checks to pre-screened, qualified individuals. Although we cannot guarantee the authenticity of all checks you may receive via mail, the loan by mail checks Mariner sends are authentic. Simply call the branch phone number on the check to verify that it is real. You can also visit https://www.marinerfinance.com/blog/mariner-finance-check-in-the-mail/ for more information.
For loan by mail checks received from Mariner Finance, you can deposit the check in your bank account or cash it at any other business that cashes checks. If you would like to request more money, simply call or visit your local branch. They may be able to help you obtain additional funds.
For questions regarding a lien release or titles, please call the branch where you received your loan.
No, you only pay interest for the amount of time the loan is open.
A local customer service representative can notify you of the date your promotional financing will end. To speak to one, please find the branch closest to you or reach out to Customer Service at (877) 310-2373.
Please contact your local branch or Customer Service at (877) 310-2373 for your payoff amount.
To obtain your account number, please contact your local branch or Customer Service at (877) 310-2373 or log into your Customer Account Center online account.
Access all our services from our mobile app
Manage your personal loan accounts in the Customer Account Center right from your phone with Mariner Finance mobile app.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on98,042verified reviews.
germaine bingham
Really Appreciate mariner finance, if it had not been for them today helping me with this extra money I don’t know what I would do. They have really been a big help to me for a good while. I really appreciate them and God bless them for everything.
Oct 16, 2026Knoxville - Callahan, TN
Kim Lesson
Mariner Finance
Oct 16, 2026Milton, FL
Sharon Arnold
Very professional and efficient. You have a great asset to your company.
Oct 16, 2026Winter Haven, FL
Frieda Hamby
The first time I've ever felt at ease asking for money. Ashley Cooper made me feel comfortable and we had a nice visit while I was there. She's good with people.
Oct 16, 2026Muskogee, OK
Christine Clemons
Jessica was very helpful and knowledgeable and so nice with helping me understand all the things on the contract
Oct 16, 2026Conyers, GA
Stephanie Elsass
Kyle explained everything in a clear, consice format. Very helpful.
Oct 16, 2026Bethlehem, PA
Vicki Madden
Oct 16, 2026Danville, KY
Wilma Ortiz
Oct 16, 2026Winter Haven, FL
Davis McGahey
They were very professional; and responsive. they were very friendly and helped with every process of the loan. Their very professional people in the Paris Office.
Oct 15, 2026Paris, TN
Denise Walters
Jaz was so professional and courteous. She had everything prepared when I arrived to sign my loan papers so the process was smooth and effortless. She completely explained every aspect of the loan process and she was so pleasant. I would 100 percent recommend Mariner Finance to my friends and family. This was the most efficient and exceptional financial process I have ever experienced.
Oct 15, 2026Lumberton, NC
Mams Nelson
This is my 4th loan with Mariner Finance and the process continues to be easy-breezy! This time, TRENT, did an outstanding job from start to finish. I told him what I needed, and Trent made it happen! As a matter of fact, all of the employees in the office provided a welcoming and friendly environment while giving the sense that they are a team. I highly recommend Mariner Finance, McDonough GA.
Oct 15, 2026McDonough, GA
M. D.
Mariners are short of staffs. going thru long wating phone call, and sometimes leave voice mail at the Sterling branch with no return. Finally contact Manassas branch and get the immediate help. Loan appoval process is kind of tedious compare to the other lenders.
Oct 15, 2026Sterling, VA
cindy McCullough
they are alway so nice and explain what your signing well and answer any questions you have
Oct 15, 2026Phoenix, AZ
Bessie Lee
Oct 15, 2026Tacoma, WA
Jeanne Blake
As always Cherish Copes was Awesome!!!! We really appreciate her 🥰
Oct 15, 2026Salisbury, MD
