Personal loans customized for you!
- Personalized loans up to $25,000†
- No fees if you are dissatisfied and return your money in 15 days.**
- Checking offers uses a soft credit inquiry with no impact to your credit score.*
Why choose us?
Simple application process
Typically takes less than 5 minutes to complete and submit your loan application online.
Personalized offer
Mariner’s offers are personalized based on your needs, and checking your offers will not impact your credit score.*
Satisfaction guarantee
No fees if you are dissatisfied and return your money in 15 days.**
In the community
Learn how Mariner gets involved in the communities we serve across the country.
Learn moreExplore a personal loan near you†
Whether you want to consolidate debt, pay your bills, or travel to your dream destination, Mariner Finance is here to help you. Explore our personal loans today and move one step closer to meeting your financial goals.
Upon your application submission and approval, we’ll present you with any available personal loan offer(s). We understand that every borrower’s needs and goals are different. So, we customize our offers to meet your needs.
Apply NowCheck out our Optional Products!
Mariner makes available a variety of optional products at loan closing to support your individual needs and financial goals. Purchase is always optional and never a condition of getting your loan.
Credit Insurance
Mariner Finance offers credit life, credit disability, credit property, and credit involuntary unemployment insurance that may cover your loan payment for a covered event.
Non - Credit Insurance
AD&D is an optional coverage that provides a benefit to the insured or his/her named beneficiary in the event of accidental death or bodily injury resulting in dismemberment and/or loss of sight.
Other Products
Mariner Finance offers membership club products that provide various benefits and services to assist with everyday events relating to a member's automobile or home and other life events, as well as Guaranteed Asset Protection (GAP) that covers all or part of the difference between what you owe on your auto loan and the amount paid by your primary auto insurance coverage.
How They Work
Depending on the product and covered event or need, these products could help you make your loan payment, cover unexpected expenses, or provide other valuable benefits.
Learn more
How it works?
Get a quick decision
Apply online in minutes to see if you are approved with no obligation or impact to your credit.*
Check your offers
If approved, review your personalized loan offers.
Get funded
After you verify all of your information and accept an offer, we’ll send the money to your bank or you can pick up a check in a local branch near you.
Got questions? We have answers!
Check out our frequently asked questions
Yes. Mariner Finance sends loan by mail checks to pre-screened, qualified individuals. Although we cannot guarantee the authenticity of all checks you may receive via mail, the loan by mail checks Mariner sends are authentic. Simply call the branch phone number on the check to verify that it is real. You can also visit https://www.marinerfinance.com/blog/mariner-finance-check-in-the-mail/ for more information.
For loan by mail checks received from Mariner Finance, you can deposit the check in your bank account or cash it at any other business that cashes checks. If you would like to request more money, simply call or visit your local branch. They may be able to help you obtain additional funds.
For questions regarding a lien release or titles, please call the branch where you received your loan.
No, you only pay interest for the amount of time the loan is open.
A local customer service representative can notify you of the date your promotional financing will end. To speak to one, please find the branch closest to you or reach out to Customer Service at (877) 310-2373.
Please contact your local branch or Customer Service at (877) 310-2373 for your payoff amount.
To obtain your account number, please contact your local branch or Customer Service at (877) 310-2373 or log into your Customer Account Center online account.
Access all our services from our mobile app
Manage your personal loan accounts in the Customer Account Center right from your phone with Mariner Finance mobile app.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on98,693verified reviews.
Nancy Torres
Very fast easy approval, Very friendly and knowledgeable. Explained all the terms and details. Great loan amount. Thank you Bernice Valdez. You were amazing and very helpful.
Oct 28, 2026Brownsville, TX
MISTI
It was easy and fast Shelby was very helpful and friendly
Oct 28, 2026HQ, MD
George Sandoval
Rocio was pleasant and very clear on the explanations and expectations.
Oct 28, 2026Visalia, CA
James Bullock
Oct 28, 2026Rocky Mount, NC
mark suits
The folks at this branch are AWESOME! They take the time to do things right and explain all of your options. Valerie handled my account this visit. I do most of my business by phone and whoever answers the phone is always a pleasure to talk to. They are very well trained and do not try to rush you off. Highly recommended.
Oct 28, 2026Burlington, NC
Jeffrey Carter
28 October 2026 Mariner Finance on Highway 35 in Greenwood Indiana always is reliable to assist me in a time of need! An emergency! Or when I have no one to turn to! I would also like to welcome back Mrs. Janet Jackson, Ms Jackson if you ? This location is very professional, they provide great customer service, the location is very neat and clean always, I feel like I know them all and they know me! If you find yourself in a bind or emergency, or in need, I would recommend this location to anyone! I’m always going to stop in and say hi! Thanks and thanks in advance! Always a pleasure!
Oct 28, 2026Greenwood, IN
Derrick Cogwell
Oct 28, 2026Oak Lawn, IL
Andre Parham
Tammy was great her communication was top tier
Oct 28, 2026Chambersburg, PA
A J Bulger
Tammy has always been a pleasure to work with and has treated us very very kind! Would recommend
Oct 28, 2026Chambersburg, PA
Tommy Adams
Yeny Cruz were the assistant branch manager that assisted me in my concerns and needs and i was overwhelmed by her expertise in customer service and her ability to care about my needs and to go beyond her duties to help all that she could, she showed professionalism on during her job and as a Mariner Finance customer that is important to me and the other staff employees were also kind and polite and greeded me with a smile, Yeny Cruz thanks for your outstanding customer service and professionlism and a job that was well done.👍👍
Oct 28, 2026Missouri City, TX
Michael Rand
Everyone was ready to service you when you walked through the door. The time was fast and easy. Thank you Michael and Lucille Rand
Oct 28, 2026Grenada, MS
Kay Calvert
Easy to talk to, and explained everything to me. Easy process.
Oct 28, 2026Bowling Green, KY
Darren
Excellent services
Oct 28, 2026York, PA
Eve Smith
Shelby was awesome went through everything with me and made it easy to understand I will definitely refer people here
Oct 28, 2026Seymour, IN
Larry Edwards
Excellent service and the stall I give highly praise to for their customers experience. Special thanks goes out to Miranda, for the care shown and understanding.
Oct 27, 2026Clinton, MS
