Personal loans customized for you!
- Personalized loans up to $25,000†
- No fees if you are dissatisfied and return your money in 15 days.**
- Checking offers uses a soft credit inquiry with no impact to your credit score.*
Why choose us?
Simple application process
Typically takes less than 5 minutes to complete and submit your loan application online.
Personalized offer
Mariner’s offers are personalized based on your needs, and checking your offers will not impact your credit score.*
Satisfaction guarantee
No fees if you are dissatisfied and return your money in 15 days.**
In the community
Learn how Mariner gets involved in the communities we serve across the country.
Learn moreExplore a personal loan near you†
Whether you want to consolidate debt, pay your bills, or travel to your dream destination, Mariner Finance is here to help you. Explore our personal loans today and move one step closer to meeting your financial goals.
Upon your application submission and approval, we’ll present you with any available personal loan offer(s). We understand that every borrower’s needs and goals are different. So, we customize our offers to meet your needs.
Apply Now
How it works?
Get a quick decision
Apply online in minutes to see if you are approved with no obligation or impact to your credit.*
Check your offers
If approved, review your personalized loan offers.
Get funded
After you verify all of your information and accept an offer, we’ll send the money to your bank or you can pick up a check in a local branch near you.
Got questions? We have answers!
Check out our frequently asked questions
Yes. Mariner Finance sends loan by mail checks to pre-screened, qualified individuals. Although we cannot guarantee the authenticity of all checks you may receive via mail, the loan by mail checks Mariner sends are authentic. Simply call the branch phone number on the check to verify that it is real. You can also visit https://www.marinerfinance.com/blog/mariner-finance-check-in-the-mail/ for more information.
For loan by mail checks received from Mariner Finance, you can deposit the check in your bank account or cash it at any other business that cashes checks. If you would like to request more money, simply call or visit your local branch. They may be able to help you obtain additional funds.
For questions regarding a lien release or titles, please call the branch where you received your loan.
No, you only pay interest for the amount of time the loan is open.
A local customer service representative can notify you of the date your promotional financing will end. To speak to one, please find the branch closest to you or reach out to Customer Service at (877) 310-2373.
Please contact your local branch or Customer Service at (877) 310-2373 for your payoff amount.
To obtain your account number, please contact your local branch or Customer Service at (877) 310-2373 or log into your Customer Account Center online account.
Access all our services from our mobile app
Manage your personal loan accounts in the Customer Account Center right from your phone with Mariner Finance mobile app.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on97,843verified reviews.
Catherine Gorum
I received the best service possible. The employees are kind and considerate and very efficient. I highly recommend Mariner!
Oct 13, 2026Defuniak Springs, FL
Sherri Leonard
All details explained in advance. Process was easy and finished in a timely manner
Oct 13, 2026Owasso, OK
Ann Schurbon
Great experience at Mariner. Very professional and thorough. All of my questions were answered and the entire process went smoothly. Friendly and professional.
Oct 13, 2026Charlotte, NC
Shawn Sheriff
JT was amazing!! He was patient, explained everything in detail and just had an overall standout personality!
Oct 13, 2026Wilmington, NC
Gwyn Singer
I needed a new (to me) car. They helped me get the loan I needed. They were friendly and great to work with. I would recommend them!
Oct 13, 2026Bloomington, IN
Enid Miranda
Excellent service by Daly!
Oct 13, 2026Winter Haven, FL
Kathleen McGehrin
Quick Process with Great Customer Service!! Love Mariner Finance!!!
Oct 13, 2026Westminster, MD
Steve L
Tiffany was very courteous and helpful, it was a pleasure to work with her.
Oct 13, 2026Zanesville, OH
Gloria Holt
they were very helpful and kind to me when I was there and I will recommend someone else to get a loan from Mariner finance any day because they are good people who are willing to help you out with your loan
Oct 13, 2026Tuscaloosa, AL
donna brill
Oct 13, 2026Zanesville, OH
Shaquinna Curry
Very helpful
Oct 13, 2026Flowery Branch, GA
Alicia Anderson
Oct 13, 2026Highland, IN
Patricia Shull
Oct 13, 2026Hickory, NC
Leslie Proffitt
Oct 13, 2026Winchester, VA
kenny alford
Oct 13, 2026Longview, TX
