Personal loans customized for you!
- Personalized loans up to $25,000†
- No fees if you are dissatisfied and return your money in 15 days.**
- Checking offers uses a soft credit inquiry with no impact to your credit score.*
Why choose us?
Simple application process
Typically takes less than 5 minutes to complete and submit your loan application online.
Personalized offer
Mariner’s offers are personalized based on your needs, and checking your offers will not impact your credit score.*
Satisfaction guarantee
No fees if you are dissatisfied and return your money in 15 days.**
In the community
Learn how Mariner gets involved in the communities we serve across the country.
Learn moreExplore a personal loan near you†
Whether you want to consolidate debt, pay your bills, or travel to your dream destination, Mariner Finance is here to help you. Explore our personal loans today and move one step closer to meeting your financial goals.
Upon your application submission and approval, we’ll present you with any available personal loan offer(s). We understand that every borrower’s needs and goals are different. So, we customize our offers to meet your needs.
Apply Now
How it works?
Get a quick decision
Apply online in minutes to see if you are approved with no obligation or impact to your credit.*
Check your offers
If approved, review your personalized loan offers.
Get funded
After you verify all of your information and accept an offer, we’ll send the money to your bank or you can pick up a check in a local branch near you.
Got questions? We have answers!
Check out our frequently asked questions
Yes. Mariner Finance sends loan by mail checks to pre-screened, qualified individuals. Although we cannot guarantee the authenticity of all checks you may receive via mail, the loan by mail checks Mariner sends are authentic. Simply call the branch phone number on the check to verify that it is real. You can also visit https://www.marinerfinance.com/blog/mariner-finance-check-in-the-mail/ for more information.
For loan by mail checks received from Mariner Finance, you can deposit the check in your bank account or cash it at any other business that cashes checks. If you would like to request more money, simply call or visit your local branch. They may be able to help you obtain additional funds.
For questions regarding a lien release or titles, please call the branch where you received your loan.
No, you only pay interest for the amount of time the loan is open.
A local customer service representative can notify you of the date your promotional financing will end. To speak to one, please find the branch closest to you or reach out to Customer Service at (877) 310-2373.
Please contact your local branch or Customer Service at (877) 310-2373 for your payoff amount.
To obtain your account number, please contact your local branch or Customer Service at (877) 310-2373 or log into your Customer Account Center online account.
Access all our services from our mobile app
Manage your personal loan accounts in the Customer Account Center right from your phone with Mariner Finance mobile app.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on98,260verified reviews.
Rosa Maria Bermudez
I had a wonderful experience at the Mariner Finance Humble branch! When I walked into the office, I was greeted by Ms. Vernita Hernandez, who was very friendly, welcoming, and attentive. I was pleasantly surprised to find out that she was also the loan officer who had assisted me with my loan. Ms. Vernita is very professional, friendly, and always has a smile on her face. She made my visit a very pleasant experience and made me feel comfortable and welcomed throughout the process. Her excellent customer service truly stood out, and I appreciate the way she treated me. Thank you, Ms. Vernita Hernandez, for making my experience such a positive one! I highly recommend the Mariner Finance Humble branch.
Oct 20, 2026Humble, TX
kathy auville
Good she done grate
Oct 20, 2026Troy, OH
Mary Delorme
Oct 20, 2026Harrisburg, IL
Sandy Salas
The Best
Oct 20, 2026Harlingen, TX
Chris Farmer
Fast and friendly service. Thank you Jamie
Oct 20, 2026Muncie, IN
Karen
Love These guys they are all Awesome n they are intelligent know their business n relates Everything very understandable, Aaron n the gang best loan company I have ever work with ,for a personal loan
Oct 20, 2026Strongsville, OH
Mary Milton
Daly was very professional and very easy to work with. Greta personality and very caring!
Oct 20, 2026Winter Haven, FL
Eric Dolby
Oct 20, 2026New Kensington, PA
Sam Luckey
My experience with Mariner Finance have been above excellent throughout many years of service. They have been helpful to me on numerous occasions, sometimes at last minute situations. I'm very blessed to have Mariner Finance and their staff in my corner at my time of need. Ms. Mandy Finley and her staff are very professional and just nice people. It seems they were sent from "Heaven Above. Love you'll. A long time satisfied customer. Mr. Sammie L. Luckey Sr. Thank you very much.
Oct 20, 2026Ocala, FL
Lisa Griffin
Shout out to Lisa in the Leesburg branch!! She was very courteous and extremely helpful in acquiring our loan.
Oct 20, 2026Leesburg, GA
Charlie Baby Seelochan
Awesome
Oct 20, 2026Wilmington, NC
Judith Roberts
Georgia English was wonderful answered all of my questions and took the time to make me comfortable!
Oct 20, 2026Erie, PA
Brenda Jimenez
Julian and Cynthia were very helpful and pleasant to work with. Will recommend with pleasure and assurance of them providing Exceptional customer service.
Oct 20, 2026Denton, TX
Nathaniel Hendricks
Very nice people that work there, very helpful with my loan application. Thank you.from Nathaniel Hendricks.
Oct 20, 2026Lanham, MD
Ethan McNamer
Was very professional and helping in understanding everything that I need to know for my first loan!
Oct 20, 2026Fond du Lac, WI
